Retirement Income Planning

Lifetime Income Need

Retirement planning today has taken on many new dimensions that never had to be considered by earlier generations.  For one, people are living longer. A person who turns 65 today could be expected to live as many as 20 years in retirement as compared to a retiree in 1950 who lived, on average, an additional 15 years.  Longer life spans have created a number of new issues that need to be taken into consideration when planning for retirement. Many retirees have done little or no tax planning which can have a negative impact on their standard of living during retirement.  With strategic tax planning we strive to help keep more of our client's hard-earned money in their accounts and out of the IRS's hands.

There actually is a lifetime after retirement and the need to be able to provide for a steady stream of income that cannot be outlived is more important than ever.  With the prospect of paying for retirement needs for 20 years or even more, retirees need to be concerned with maintaining their cost-of-living. The closer they get to retirement the more worried they become about how long their assets will last and whether or not they'll be able to maintain their standard of living once they stop working. We use a variety of sophisticated investment strategies that may potentially provide reliable streams of income.

We work with our clients to assess their income needs and retirement goals work with them to find tailored strategies to meet those needs. We strive to give our clients the ability to live with confidence in retirement.